--- title: Articles | Debt Rescue description: Debt Rescue specialises in providing expert advice on Bankruptcy, Budgeting, Business Debt, Debt Agreements, Debt Consolidation, Debt Relief, Debtstroyer Agreements, Credit Card Debt and Your Credit File. --- [![DR-Logo---Powered-by-RF-(2021)-137x60px](https://lanyana.revivefinancial.com.au/hubfs/DR-Logo---Powered-by-RF-(2021)-137x60px.png)](https://debtrescue.com.au) Menu [Apply Online](https://solutions.debtrescue.com.au/online-assessment-form) [1800 003 328](tel:+611800003328) 1800 003 328 - [Recent Articles](https://solutions.debtrescue.com.au/articles) - [Debt Consolidation](https://solutions.debtrescue.com.au/articles/tag/debt-consolidation) - [Debt Agreements](https://solutions.debtrescue.com.au/articles/tag/debt-agreements) - [Informal Agreements](https://solutions.debtrescue.com.au/articles/tag/informal-agreement) - [Debt Relief](https://solutions.debtrescue.com.au/articles/tag/debt-relief) - [Bankruptcy](https://solutions.debtrescue.com.au/articles/tag/bankruptcy) - [Budgeting](https://solutions.debtrescue.com.au/articles/tag/budgeting) - [Business Debt](https://solutions.debtrescue.com.au/articles/tag/business-debt) - [Credit File](https://solutions.debtrescue.com.au/articles/tag/credit-file) - [Education](https://solutions.debtrescue.com.au/articles/tag/education) - [News](https://solutions.debtrescue.com.au/articles/tag/news) - [Research](https://solutions.debtrescue.com.au/articles/tag/research) - [1800 003 328](tel:+611800003328) Talk to a Professional Apply Online [1800 003 328](tel:+611800003328) Call Now # all ## [Spend Less With Grocery Saving Apps – WiseList vs Frugl vs Half Price](https://lanyana.revivefinancial.com.au/articles/wiselist-frugl-half-price) ## [5 Questions to Ask Before Applying for a Loan](https://lanyana.revivefinancial.com.au/articles/before-applying-for-a-loan) ## [I’m Struggling – What Cost of Living Payments Can I Get?](https://lanyana.revivefinancial.com.au/articles/cost-of-living-payment) ## [Bad Debt - How to Get Invoices Paid on Time](https://lanyana.revivefinancial.com.au/articles/how-to-get-invoices-paid-on-time-01) ## [Should I Pay Off Debt or Save for a House Deposit](https://lanyana.revivefinancial.com.au/articles/pay-debt-or-save-01) ## [Is Refinancing A Good Option For You?](https://lanyana.revivefinancial.com.au/articles/is-refinancing-a-good-option-01) ## [I Keep Getting Debt Collector Calls – Help!](https://lanyana.revivefinancial.com.au/articles/constant-debt-collector-calls-01) ## [Different Types of ATO Notices For Tax Debt Explained](https://lanyana.revivefinancial.com.au/articles/ato-notices-advice-01) ## [How Financial Stress Impacts Mental Health](https://lanyana.revivefinancial.com.au/articles/-financial-stress-mental-health-01) ## [10 Bankruptcy Myths Debunked](https://lanyana.revivefinancial.com.au/articles/bankruptcy-myths) ## [Melbourne Cup - Don't gamble with debt](https://lanyana.revivefinancial.com.au/articles/melbourne-cup-gambling) ## [What to do if You’re Struggling to Pay Your Mortgage](https://lanyana.revivefinancial.com.au/articles/struggling-pay-mortgage) ## [Buy now pay later dos and don’ts](https://lanyana.revivefinancial.com.au/articles/bnpl-dos-donts) ## [How superannuation and income calculators can help you](https://lanyana.revivefinancial.com.au/articles/income-calculators-superannuation-calculators) ## [Rent vs Buy: The pros and cons post-pandemic](https://lanyana.revivefinancial.com.au/articles/rent-vs-buy-dilemma) ## [Federal budget 2021-22: How will it affect me?](https://lanyana.revivefinancial.com.au/articles/federal-budget-2021-2022) ## [Should I pay off debt or save for retirement?](https://lanyana.revivefinancial.com.au/articles/is-it-better-save-or-pay-off-debt) ## [Part 9 Debt Agreement Discharge: What to Expect Once the Agreement is Over](https://lanyana.revivefinancial.com.au/articles/part-9-debt-agreement-discharge-what-to-expect-once-the-agreement-is-over) ## [JobKeeper and JobSeeker Supplement payments are ending – How will it affect you?](https://lanyana.revivefinancial.com.au/articles/jobkeeper-jobseeker-stopping-budgeting) ## [Why low interest rates are ripe for refinancing.](https://lanyana.revivefinancial.com.au/articles/low-interest-rates-refinance-home-loan) ## [A List of Free Financial Assistance in Queensland](https://lanyana.revivefinancial.com.au/articles/a-list-of-free-financial-assistance-in-queensland) ## [The Ultimate Guide to Dealing with Debt Collectors](https://lanyana.revivefinancial.com.au/articles/the-ultimate-guide-to-dealing-with-debt-collectors) ## [New Year, New Debts? Learn about the dates that may affect you.](https://lanyana.revivefinancial.com.au/articles/christmas-credit-card-debt) ## [Credit Cards and Buy Now Pay Later Services: What Method is Best?](https://lanyana.revivefinancial.com.au/articles/credit-cards-and-buy-now-pay-later-services) ## [Paused Your Repayments Due to Coronavirus? Don't Fall Deeper into Debt](https://lanyana.revivefinancial.com.au/articles/paused-your-mortgage-repayments) ## [Protecting Your Credit Score During Coronavirus](https://lanyana.revivefinancial.com.au/articles/protecting-your-credit-score-during-coronavirus) ## [Coronavirus: Accessing Super Early to Pay Down Debt](https://lanyana.revivefinancial.com.au/articles/accessing-super-early-to-pay-down-debt) ## [Creative Ways to Make Money During the Coronavirus Lockdown](https://lanyana.revivefinancial.com.au/articles/creative-ways-to-make-money-during-the-coronavirus-lockdown) ## [10 Steps to Protect Your Finances During the Coronavirus Crisis](https://lanyana.revivefinancial.com.au/articles/10-steps-to-protect-your-finances-during-the-coronavirus-crisis) ## [Is the Coronavirus Pandemic Going to See You Sink Further into Debt?](https://lanyana.revivefinancial.com.au/articles/is-the-coronavirus-pandemic-going-to-see-you-sink-further-into-debt) ## [The Emotional Effects of Debt](https://lanyana.revivefinancial.com.au/articles/the-emotional-effects-of-debt) ## 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[How a Default Affects Your Credit Score](https://lanyana.revivefinancial.com.au/articles/how-a-default-affects-your-credit-score) ## [How to Check Your Credit Score for Free](https://lanyana.revivefinancial.com.au/articles/how-to-check-your-credit-score-for-free) ## [What is the Difference Between a Part 9 Debt Agreement and an Informal Agreement?](https://lanyana.revivefinancial.com.au/articles/what-is-the-difference-between-a-part-9-debt-agreement-and-an-informal-agreement) ## [Debt Management Plan: A Guide to Curb Your Debt](https://lanyana.revivefinancial.com.au/articles/debt-management-plan-a-guide-to-curb-your-debt) ## [Credit Card Debt and Older Australians: The Warning Signs](https://lanyana.revivefinancial.com.au/articles/credit-card-debt-and-older-australians-the-warning-signs) ## [How to Bounce Back from a Bad Credit Score](https://lanyana.revivefinancial.com.au/articles/how-to-bounce-back-from-a-bad-credit-score) ## [3 Debt Reduction Strategies to Eliminate Your Debt](https://lanyana.revivefinancial.com.au/articles/3-debt-reduction-strategies-to-eliminate-your-debt) ## [Best Way to Pay Off Your Credit Cards](https://lanyana.revivefinancial.com.au/articles/best-way-to-pay-off-your-credit-cards) ## [Avoid Using Superannuation to Pay Off Your Debts](https://lanyana.revivefinancial.com.au/articles/avoid-using-super-to-pay-off-debts) ## [What You Need to Know About the 2019 Federal Budget](https://lanyana.revivefinancial.com.au/articles/what-you-need-to-know-about-the-2019-federal-budget) ## [Bankruptcy and Your Credit Score: The Facts](https://lanyana.revivefinancial.com.au/articles/bankruptcy-and-your-credit-score-the-facts) ## [ASIC Review of Buy-Now-Pay-Later Arrangements: Will You Be Affected?](https://lanyana.revivefinancial.com.au/articles/asic-review-of-buy-now-pay-later-arrangements-will-you-be-affected) ## [6 Things to do if You Are in Mortgage Stress](https://lanyana.revivefinancial.com.au/articles/6-things-to-do-if-you-are-in-mortgage-stress) ## [Is Afterpay Another Debt Trap?](https://lanyana.revivefinancial.com.au/articles/is-afterpay-another-debt-trap) ## [Credit Card Crackdown: ASIC Step in to Help Aussies with Debt](https://lanyana.revivefinancial.com.au/articles/credit-card-crackdown-asic-step-in-to-help-aussies-with-debt) ## [Money and Relationships](https://lanyana.revivefinancial.com.au/articles/money-and-relationships) ## [Kids and Money](https://lanyana.revivefinancial.com.au/articles/kids-and-money) ## [Debt Stress Survey](https://lanyana.revivefinancial.com.au/articles/debt-stress-survey) ## [What is Debt Consolidation?](https://lanyana.revivefinancial.com.au/articles/what-is-debt-consolidation) ## [Declaring Bankruptcy in Australia](https://lanyana.revivefinancial.com.au/articles/declaring-bankruptcy-in-australia) ## [Informal Agreement Pros and Cons: An Infographic](https://lanyana.revivefinancial.com.au/articles/informal-agreement-pros-and-cons-an-infographic) ## [How to Get Out of Debt Fast!](https://lanyana.revivefinancial.com.au/articles/how-to-get-out-of-debt-fast) ## [Private Health Insurance: An Infographic](https://lanyana.revivefinancial.com.au/articles/private-health-insurance-an-infographic) ## [Informal Agreement: Debtstroyer Agreement](https://lanyana.revivefinancial.com.au/articles/informal-agreement-debtstroyer-agreement) ## [Uninsured? Don't Let Poor Planning Ruin Your Business Leaving You in Debt](https://lanyana.revivefinancial.com.au/articles/uninsured-dont-let-poor-planning-ruin-your-business-leaving-you-in-debt) ## [Debt Consolidation Loans: What Are They Good For and How to Apply](https://lanyana.revivefinancial.com.au/articles/debt-consolidation-loans-what-are-they-good-for-and-how-to-apply) ## [Credit Card Debt in Australia: An Infographic](https://lanyana.revivefinancial.com.au/articles/credit-card-debt-in-australia-an-infographic) ## [Small Business Owners Insurance: What do You Need?](https://lanyana.revivefinancial.com.au/articles/small-business-owners-insurance-what-do-you-need) ## [Part 9 Debt Agreement Consequences](https://lanyana.revivefinancial.com.au/articles/part-9-debt-agreement-consequences) ## [As a Single Parent, How Can I Turn My Financial Situation Around?](https://lanyana.revivefinancial.com.au/articles/as-a-single-parent-how-can-i-turn-my-financial-situation-around) ## [5 Reasons to Avoid Bankruptcy](https://lanyana.revivefinancial.com.au/articles/5-reasons-to-avoid-bankruptcy) ## [What is a Credit File and How Can I Fix it?](https://lanyana.revivefinancial.com.au/articles/what-is-a-credit-file-and-how-can-i-fix-it) ## [How to Manage Your Finance During a Divorce: An Infographic](https://lanyana.revivefinancial.com.au/articles/how-to-manage-your-finance-during-a-divorc-an-infographic) ## [Reasons for Debt in Australia](https://lanyana.revivefinancial.com.au/articles/reasons-for-debt-in-australia) ## [How Do Banks Make Money?](https://lanyana.revivefinancial.com.au/articles/how-do-banks-make-money) ## [Bridging the Gap Between Women and Super](https://lanyana.revivefinancial.com.au/articles/bridging-the-gap-between-women-and-super) ## [The 'Buy Now, Pay Later' Online Trend](https://lanyana.revivefinancial.com.au/articles/the-buy-now-pay-later-online-trend) ## [How to Make the Most of Your Interest Free Deals!](https://lanyana.revivefinancial.com.au/articles/how-to-make-the-most-of-your-interest-free-deals) ## [Roll Your Debts Away! Snowball Method: An Infographic](https://lanyana.revivefinancial.com.au/articles/roll-your-debts-away-snowball-method-an-infographic) ## [How is a Default Listed on a Credit File?](https://lanyana.revivefinancial.com.au/articles/how-is-a-default-listed-on-a-credit-file) ## [5 Things You Can do to Pay Off Your Credit Card After Christmas](https://lanyana.revivefinancial.com.au/articles/5-things-you-can-do-to-pay-off-your-credit-card-after-christmas) ## [Should You Refinance to Consolidate Your Debt?](https://lanyana.revivefinancial.com.au/articles/should-you-refinance-to-consolidate-your-debt) ## [The Mining Boom Goes Bust](https://lanyana.revivefinancial.com.au/articles/the-mining-boom-goes-bust) ## [Tax Debt Can Impact Your Credit Rating](https://lanyana.revivefinancial.com.au/articles/tax-debt-can-impact-your-credit-rating) ## [Prioritising Payments When You Are in Debt](https://lanyana.revivefinancial.com.au/articles/prioritising-payments-when-you-are-in-debt) ## [Bankruptcy Discharge: How to Rebuild Your Finances](https://lanyana.revivefinancial.com.au/articles/bankruptcy-discharge-how-to-rebuild-your-finances) ## [Protect Yourself! How to Recognise Online Money Scams](https://lanyana.revivefinancial.com.au/articles/protect-yourself-how-to-recognise-online-money-scams) ## [Avoid Debt at Christmas](https://lanyana.revivefinancial.com.au/articles/avoid-debt-at-christmas) ## [Dealing with Debt in a Break Up](https://lanyana.revivefinancial.com.au/articles/dealing-with-debt-in-a-break-up) ## [Unemployed and in Debt? Here's a Survival Plan](https://lanyana.revivefinancial.com.au/articles/unemployed-and-in-debt-heres-a-survival-plan) ## [Maximise Your Tax Return with Revive Financial](https://lanyana.revivefinancial.com.au/articles/maximise-your-tax-return-with-debtstroyer) ## [How to Avoid Damaging Debt](https://lanyana.revivefinancial.com.au/articles/how-to-avoid-damaging-debt) ## [Teaching Your Kids About Money](https://lanyana.revivefinancial.com.au/articles/teaching-your-kids-about-money) ## [How to Handle a Tax Debt](https://lanyana.revivefinancial.com.au/articles/how-to-handle-a-tax-debt) ## [Bankruptcy Means Test](https://lanyana.revivefinancial.com.au/articles/bankruptcy-means-test) ## [What is Financial Hardship?](https://lanyana.revivefinancial.com.au/articles/what-is-financial-hardship) ## [Secured Debt and Financial Hardship](https://lanyana.revivefinancial.com.au/articles/secured-debt-and-financial-hardship) ## [The Definitive List of Bankruptcy Regulations](https://lanyana.revivefinancial.com.au/articles/the-definitive-list-of-bankruptcy-regulations) ## [Debt Agreement Pros and Cons: An Infographic](https://lanyana.revivefinancial.com.au/articles/debt-agreement-pros-and-cons-an-infographic) ## [Save My Business! The Voluntary Administration Process](https://lanyana.revivefinancial.com.au/articles/save-my-business-the-voluntary-administration-process) ## [The Role of a Debt Agreement Administrator](https://lanyana.revivefinancial.com.au/articles/the-role-of-a-debt-agreement-administrator) ## [Debt Rescue - Now Offering Help with Business Debt](https://lanyana.revivefinancial.com.au/articles/debt-rescue-now-offering-help-with-business-debt) ## [Debt Agreement vs Bankruptcy](https://lanyana.revivefinancial.com.au/articles/debt-agreement-vs-bankruptcy) ## [Income and Debt Holding More Australians Back than Health](https://lanyana.revivefinancial.com.au/articles/income-and-debt-holding-more-australians-back-than-health) ## [Credit Card Debt Help](https://lanyana.revivefinancial.com.au/articles/credit-card-debt-help) ## [Budgeting: A Step-by-Step Guide to Reach Your Financial Goals!](https://lanyana.revivefinancial.com.au/articles/budgeting-a-step-by-step-guide-to-reach-your-financial-goals) ## [Save Money Over Easter! Some Quick Money Saving Tips](https://lanyana.revivefinancial.com.au/articles/save-money-over-easter-some-quick-money-saving-tips) ## [Ways to Reduce Household Spending](https://lanyana.revivefinancial.com.au/articles/ways-to-reduce-household-spending) ## [Financial Counsellors to Help With Debt](https://lanyana.revivefinancial.com.au/articles/financial-counsellors-to-help-with-debt) ## [Escape Bad Debt with Debt Agreements in Brisbane](https://lanyana.revivefinancial.com.au/articles/escape-bad-debt-with-debt-agreements-in-brisbane) ## [Free Financial Help in Australia](https://lanyana.revivefinancial.com.au/articles/free-financial-help-in-australia) ## [Get Free Financial Assistance in the Northern Territory with Debt Rescue](https://lanyana.revivefinancial.com.au/articles/get-free-financial-assistance-in-the-northern-territory-with-debt-rescue) ## [Find Free Financial Assistance in Australian Capital Territory](https://lanyana.revivefinancial.com.au/articles/find-free-financial-assistance-in-australian-capital-territory) ## [Discover Free Financial Assistance in New South Wales with Debt Rescue](https://lanyana.revivefinancial.com.au/articles/discover-free-financial-assistance-in-new-south-wales-with-debt-rescue) ## [Help with Free Financial Assistance in Victoria](https://lanyana.revivefinancial.com.au/articles/help-with-free-financial-assistance-in-victoria) ## [What Not to do When You Are in Debt](https://lanyana.revivefinancial.com.au/articles/what-not-to-do-when-you-are-in-debt) ## [Debt Relief in Sydney: Find the Right Way Out of Debt](https://lanyana.revivefinancial.com.au/articles/debt-relief-in-sydney-find-the-right-way-out-of-debt) ## [Get Out of Debt Without Declaring Bankruptcy](https://lanyana.revivefinancial.com.au/articles/get-out-of-debt-without-declaring-bankruptcy) ## [Better Money Management Can Help You Avoid Bad Debt](https://lanyana.revivefinancial.com.au/articles/better-money-management-can-help-you-avoid-bad-debt) ## [Bankruptcy Recommendation](https://lanyana.revivefinancial.com.au/articles/bankruptcy-recommendation) ## [Debt Agreement Recommendation](https://lanyana.revivefinancial.com.au/articles/debt-agreement-recommendation) ## [The Risks and Benefits of Refinancing Debt](https://lanyana.revivefinancial.com.au/articles/the-risks-and-benefits-of-refinancing-debt) ## [Debt Agreement Proposals to Get Out of Bad Debt](https://lanyana.revivefinancial.com.au/articles/debt-agreement-proposals-to-get-out-of-bad-debt) ## [What is Insolvency and Can it Happen to You?](https://lanyana.revivefinancial.com.au/articles/what-is-insolvency-and-can-it-happen-to-you) ## [Applying for a Bad Credit Personal Loan in Australia](https://lanyana.revivefinancial.com.au/articles/applying-for-a-bad-credit-personal-loan-in-australia) ## [Top Tips on How to Maximise Your Tax Return](https://lanyana.revivefinancial.com.au/articles/top-tips-on-how-to-maximise-your-tax-return) ## [Debt Agreement: A Positive Solution to Bad Debt](https://lanyana.revivefinancial.com.au/articles/debt-agreement-a-positive-solution-to-bad-debt) ## [The Effects of Credit Card Debt](https://lanyana.revivefinancial.com.au/articles/the-effects-of-credit-card-debt) ## [Debt Relief Solutions: Find the Right One for You](https://lanyana.revivefinancial.com.au/articles/debt-relief-solutions-find-the-right-one-for-you) ## [Debt Negotiation Can Relieve Your Debt Stress](https://lanyana.revivefinancial.com.au/articles/debt-negotiation-can-relieve-your-debt-stress) ## [Debt Rescue in the Community](https://lanyana.revivefinancial.com.au/articles/debt-rescue-in-the-community) ## More Articles - Recent Articles - Debt Consolidation - Debt Agreements - Informal Agreements - Debt Relief - Bankruptcy - Budgeting - Business Debt - Credit File - Education - News - Research ### Subscribe Here! ### Get the Latest Debt Free and Budgeting Advice straight to Inbox Free ### Recent Posts ### If you are in too deep with debt, we here to rescue you. 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