--- title: A List of Free Financial Assistance in Queensland description: As one of the most trusted providers of Debt Relief services in Australia, Debt Rescue receives hundreds of calls each week from people looking for free financial assistance in Queensland. image: https://lanyana.revivefinancial.com.au/hubfs/A-list-of-free-financial-assistance-in-QUeensland.jpg --- [![DR-Logo---Powered-by-RF-(2021)-137x60px](https://lanyana.revivefinancial.com.au/hubfs/DR-Logo---Powered-by-RF-(2021)-137x60px.png)](https://debtrescue.com.au) Menu [Apply Online](https://solutions.debtrescue.com.au/online-assessment-form) [1800 003 328](tel:+611800003328) 1800 003 328 - [Recent Articles](https://solutions.debtrescue.com.au/articles) - [Debt Consolidation](https://solutions.debtrescue.com.au/articles/tag/debt-consolidation) - [Debt Agreements](https://solutions.debtrescue.com.au/articles/tag/debt-agreements) - [Informal Agreements](https://solutions.debtrescue.com.au/articles/tag/informal-agreement) - [Debt Relief](https://solutions.debtrescue.com.au/articles/tag/debt-relief) - [Bankruptcy](https://solutions.debtrescue.com.au/articles/tag/bankruptcy) - [Budgeting](https://solutions.debtrescue.com.au/articles/tag/budgeting) - [Business Debt](https://solutions.debtrescue.com.au/articles/tag/business-debt) - [Credit File](https://solutions.debtrescue.com.au/articles/tag/credit-file) - [Education](https://solutions.debtrescue.com.au/articles/tag/education) - [News](https://solutions.debtrescue.com.au/articles/tag/news) - [Research](https://solutions.debtrescue.com.au/articles/tag/research) - [1800 003 328](tel:+611800003328) Talk to a Professional Apply Online [1800 003 328](tel:+611800003328) Call Now # A List of Free Financial Assistance in Queensland Posted by [Debt Rescue](https://lanyana.revivefinancial.com.au/articles/author/debt-rescue) on Feb 22, 2021 9:00:00 AM - [Tweet](https://twitter.com/share) [![A-list-of-free-financial-assistance-in-QUeensland](https://lanyana.revivefinancial.com.au/hubfs/A-list-of-free-financial-assistance-in-QUeensland.jpg)](https://lanyana.revivefinancial.com.au/articles/a-list-of-free-financial-assistance-in-queensland) As one of the most trusted providers of Debt Relief services in Australia, Debt Rescue receives hundreds of calls each week from people looking for free financial assistance in Queensland. The caring and compassionate team at Debt Rescue can provide Queenslanders with a number of effective and positive solutions to their bad debt. Sometimes, people are only going through a rough patch and could use some free financial assistance to get out. To help people get out of debt, Debt Rescue has comprised a list of all the free financial assistance in Queensland. This list is a convenient guide to help people with their finances. The free financial assistance in Queensland includes counselling, rebates, handouts and discounts from charity groups and the government. If you find your debt is too large for the free assistance to be effective or you want a more direct approach to eliminate your debts, call Debt Rescue on [1800 560 579](tel:1800%2000%203328). ## Free Financial Counselling Financial Counselors can provide advice and free financial assistance in Queensland. Counselling is usually available through not-for-profit organisations to assist people who are experiencing financial problems. A financial counsellor will be able to provide you with direction and knowledge to help you make better financial decisions. They will also be able to let you know of any programs, incentives or free financial assistance in Queensland which could help you. Use [this website](https://fcaq.com.au/) to help you find a Financial Counsellor in your area. ## Free Financial Assistance in Queensland for Everyday Purchases Free financial assistance in Queensland is available to low income earners to help them afford basic large purchases such as furniture. The No Interest Loans Scheme offers individuals and families on low income the opportunity for an interest free loan up to $1200. The money can be used to buy white goods, furniture, health aids or even school fees. It cannot be used for emergency relief, bond or rent money, living expenses or debt repayment. There are other incentives available to help with these costs. Learn more about the [No Interest Loans Scheme](https://www.communitydoor.org.au/community-finance/no-interest-loans-scheme-nils) and find out whether you are eligible. ## Mortgage Assistance One study showed over half the homes purchased in Queensland since 2005 are now in negative equity, with thousands of home owners defaulting on their mortgage repayments. If you are struggling to keep up with your home loan repayments, free financial assistance in Queensland is available to help you. The Queensland Government offers the Mortgage Relief Loan. A Mortgage Relief Loan is an interest free loan of up to $20,000 which must be repaid over a 10 year term. For a list of eligibility criteria and more information on a Mortgage Relief Loan, [click here](https://www.qld.gov.au/housing/buying-owning-home/financial-help-concessions/mortgage-relief-loan). ![Is-Your-Business-In-Financial-Distress](https://lanyana.revivefinancial.com.au/hubfs/DR%20Blog%20CTA%20Banner%20-%20Personal%20Debt%20Solutions.gif) ## Rental Assistance If you have encountered a unique circumstance which has prevented you from being able to afford your rent, you could apply for a Rental Grant. A Rental Grant is a once-only grant of 2 weeks rent to help tide you over. The available funds are limited so you must meet a particular criteria to be eligible. To learn more about the [Rental Grant click here](https://www.qld.gov.au/housing/renting/rent-assistance/rental-grants). If you are receiving a benefit payment from Centrelink, you might also be eligible for ongoing rental assistance. The amount of Rent Assistance you may get depends on the type and amount of rent you pay and your living arrangements, whether you are single or have a partner and dependants. For more information on Rent Assistance and other free financial assistance in Queensland through Centrelink, click [here](https://www.humanservices.gov.au/individuals/services/centrelink/rent-assistance?utm_id=7). ## Rental Bond Assistance In Queensland, rental bond loans are available for people who are struggling to find the upfront money required to move into private rental accommodation. The Rental Bond Loan is an interest free loan available to people who fit the eligibility criteria. To see if you are eligible, click [here](https://www.qld.gov.au/housing/renting/rent-assistance/bond-loan). ## Assistance for Energy Bills at Home Often, Debt Rescue will receive a call from someone who received a larger than usual power bill at a time when they are already struggling to make ends meet. If you are in a similar situation,there is free financial assistance in Queensland available to help. The Home Energy Emergency Assistance Scheme is only for low-income households who've experienced a crisis or unforeseen emergency. It is a one-off emergency payment to assist you in covering your power bill. The Home Energy Emergency Assistance Scheme pays up to $720 in any 12 month period for a maximum of 2 consecutive years. [For more information or on details for how to apply click here](https://www.qld.gov.au/community/cost-of-living-support/home-energy-emergency-assistance-scheme). Queensland pensioners and seniors may be eligible for an electricity and gas rebate at home. Anyone who holds a Pensioner Concession Card, Department of Veterans' Affairs Gold Card (and receive the War Widow Pension or special rate TPI Pension) or the Queensland Seniors Card are eligible for the rebate. Seniors and Pensioners could receive up to $230.46 per year for the electricity rebate and $64.23 per year for the Reticulated Natural Gas Rebate. For more information visit the [Queensland Government website](https://www.qld.gov.au/community/cost-of-living-support/electricity-gas-rebates). ## Government Concessions There are a number of concession cards issued in Queensland including senior and health cards. These cards provide concessions across a number of areas including catching taxis, public transport, electricity, solar and medical services. For a full list of the concessions available with each card follow the link to the [website on Senior Concession Cards.](https://www.qld.gov.au/seniors/legal-finance-concessions/seniors-card) ## What Else Can I do? Call Debt Rescue! The free financial assistance in Queensland is limited and restricted to certain situations. If your debt problems fall outside of what this free advice and help can offer you, get in touch with us today. **Call Debt Rescue for professional, non-judgemental support and advice, or use our free [Instant Online Assessment](https://solutions.debtrescue.com.au/online-assessment-form) to see what your options are.** Topics: [Debt Relief](https://lanyana.revivefinancial.com.au/articles/tag/debt-relief) ## More Articles - Recent Articles - Debt Consolidation - Debt Agreements - Informal Agreements - Debt Relief - Bankruptcy - Budgeting - Business Debt - Credit File - Education - News - Research ### Subscribe Here! ### Get the Latest Debt Free and Budgeting Advice straight to Inbox Free ### Recent Posts ### If you are in too deep with debt, we here to rescue you. We have the right solution for your situation. Contact us today. No obligations, just solutions! ## Talk to an Aussie who cares. 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Liability limited by a scheme approved under professional standards legislation. ## What Kind of Debts Do You Have? ![](https://debtrescue.com.au/wp-content/uploads/2020/11/Credit-card-icon.png) Credit/Store Card ![](https://debtrescue.com.au/wp-content/uploads/2020/11/Personal-loan-icon.png) Personal Loan ![](https://debtrescue.com.au/wp-content/uploads/2020/11/Pay-day-loan-icon.png) Pay Day Loan ![](https://debtrescue.com.au/wp-content/uploads/2020/11/tax-debt-icon-green.png) Tax Debt ![](https://debtrescue.com.au/wp-content/uploads/2020/11/Unitilties-Icon.png) Utility Bill ![](https://debtrescue.com.au/wp-content/uploads/2020/11/other-icon.png) Other Please select at least one type of unsecured debt. Next ## How Much Money Do You Owe? $10,000 $1,000 $100,000+ Next ## Find Out How To Reduce Your Debt ### Your First Name ### Your Last Name ### Your Email ### Your Phone Phone number must be 10-digits long and begin with a 0. 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