--- title: Articles | Debt Rescue | Personal Debt (2) description: Personal Debt | Debt Rescue specialises in providing expert advice on Bankruptcy, Budgeting, Business Debt, Debt Agreements, Debt Consolidation, Debt Relief, Debtstroyer Agreements, Credit Card Debt and Your Credit File. (2) --- [![DR-Logo---Powered-by-RF-(2021)-137x60px](https://lanyana.revivefinancial.com.au/hubfs/DR-Logo---Powered-by-RF-(2021)-137x60px.png)](https://debtrescue.com.au) Menu [Apply Online](https://solutions.debtrescue.com.au/online-assessment-form) [1800 003 328](tel:+611800003328) 1800 003 328 - [Recent Articles](https://solutions.debtrescue.com.au/articles) - [Debt Consolidation](https://solutions.debtrescue.com.au/articles/tag/debt-consolidation) - [Debt Agreements](https://solutions.debtrescue.com.au/articles/tag/debt-agreements) - [Informal Agreements](https://solutions.debtrescue.com.au/articles/tag/informal-agreement) - [Debt Relief](https://solutions.debtrescue.com.au/articles/tag/debt-relief) - [Bankruptcy](https://solutions.debtrescue.com.au/articles/tag/bankruptcy) - [Budgeting](https://solutions.debtrescue.com.au/articles/tag/budgeting) - [Business Debt](https://solutions.debtrescue.com.au/articles/tag/business-debt) - [Credit File](https://solutions.debtrescue.com.au/articles/tag/credit-file) - [Education](https://solutions.debtrescue.com.au/articles/tag/education) - [News](https://solutions.debtrescue.com.au/articles/tag/news) - [Research](https://solutions.debtrescue.com.au/articles/tag/research) - [1800 003 328](tel:+611800003328) Talk to a Professional Apply Online [1800 003 328](tel:+611800003328) Call Now # personal debt [![Melbourne Cup – Don’t Gamble with Debt | Debt Rescue](https://lanyana.revivefinancial.com.au/hubfs/casino-game-horse-race-in-pile-chips-vector-id1159676223.jpg)](https://lanyana.revivefinancial.com.au/articles/melbourne-cup-gambling) Nov 1, 2021 11:01:35 AM ## [Melbourne Cup - Don't gamble with debt](https://lanyana.revivefinancial.com.au/articles/melbourne-cup-gambling) If you’re planning on placing a bet or two on 2 November, you might want to think twice, especially if you’re finances aren’t in great shape right now. [Read More](https://lanyana.revivefinancial.com.au/articles/melbourne-cup-gambling) 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/melbourne-cup-gambling#comments-listing) Topics: [Bankruptcy](https://lanyana.revivefinancial.com.au/articles/tag/bankruptcy), [Budgeting](https://lanyana.revivefinancial.com.au/articles/tag/budgeting), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt), [debt](https://lanyana.revivefinancial.com.au/articles/tag/debt), [budgeting calculator](https://lanyana.revivefinancial.com.au/articles/tag/budgeting-calculator), [financial advice](https://lanyana.revivefinancial.com.au/articles/tag/financial-advice), [financial struggles](https://lanyana.revivefinancial.com.au/articles/tag/financial-struggles), [Gambling](https://lanyana.revivefinancial.com.au/articles/tag/gambling), [Melbourne Cup 2021](https://lanyana.revivefinancial.com.au/articles/tag/melbourne-cup-2021), [Betting](https://lanyana.revivefinancial.com.au/articles/tag/betting) [![Struggling to Pay Your Mortgage? | Revive](https://lanyana.revivefinancial.com.au/hubfs/What-to-do-if-you%E2%80%99re-struggling-to-pay-your-mortgage.jpg)](https://lanyana.revivefinancial.com.au/articles/struggling-pay-mortgage) Oct 26, 2021 7:30:00 AM ## [What to do if You’re Struggling to Pay Your Mortgage](https://lanyana.revivefinancial.com.au/articles/struggling-pay-mortgage) Struggling to pay your mortgage right now? If so, you’re not alone. The good news is there are things you can do to take control and reduce the pressure [Read More](https://lanyana.revivefinancial.com.au/articles/struggling-pay-mortgage) 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/struggling-pay-mortgage#comments-listing) Topics: [Budgeting](https://lanyana.revivefinancial.com.au/articles/tag/budgeting), [Home Loans](https://lanyana.revivefinancial.com.au/articles/tag/home-loans), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt), [budgeting calculator](https://lanyana.revivefinancial.com.au/articles/tag/budgeting-calculator), [COVID-19](https://lanyana.revivefinancial.com.au/articles/tag/covid-19), [financial struggles](https://lanyana.revivefinancial.com.au/articles/tag/financial-struggles), [Loan & Refinancing](https://lanyana.revivefinancial.com.au/articles/tag/loan-refinancing), [mortgage](https://lanyana.revivefinancial.com.au/articles/tag/mortgage) [![Buy Now, Pay Later Dos and Don’ts | Debt Rescue](https://lanyana.revivefinancial.com.au/hubfs/Buy-Now-Pay-Later-dos-and-donts%20(1).jpg)](https://lanyana.revivefinancial.com.au/articles/bnpl-dos-donts) Sep 9, 2021 9:00:00 AM ## [Buy now pay later dos and don’ts](https://lanyana.revivefinancial.com.au/articles/bnpl-dos-donts) Buy now pay later accounts are a tempting way to purchase what you want – and what you need. But, before you get spend happy, here are some things to consider [Read More](https://lanyana.revivefinancial.com.au/articles/bnpl-dos-donts) 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/bnpl-dos-donts#comments-listing) Topics: [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt), [Lending](https://lanyana.revivefinancial.com.au/articles/tag/lending), [personal finance](https://lanyana.revivefinancial.com.au/articles/tag/personal-finance), [financial advice](https://lanyana.revivefinancial.com.au/articles/tag/financial-advice), [Debt Management Plans](https://lanyana.revivefinancial.com.au/articles/tag/debt-management-plans), [pay later](https://lanyana.revivefinancial.com.au/articles/tag/pay-later), [BNPL](https://lanyana.revivefinancial.com.au/articles/tag/bnpl), [buy now](https://lanyana.revivefinancial.com.au/articles/tag/buy-now), [credit](https://lanyana.revivefinancial.com.au/articles/tag/credit) [![Rent vs buy? Pros and cons post-COVID | Debt Rescue ](https://lanyana.revivefinancial.com.au/hubfs/Rent-or-Buy---Pros-and-Cons-during-a-pandemic.jpg)](https://lanyana.revivefinancial.com.au/articles/rent-vs-buy-dilemma) May 28, 2021 10:27:33 AM ## [Rent vs Buy: The pros and cons post-pandemic](https://lanyana.revivefinancial.com.au/articles/rent-vs-buy-dilemma) Rent vs buy: it’s the big dilemma of our generation. Is rent money really dead money? And what are the pros and cons of each in Australia’s post-pandemic climate? [Read More](https://lanyana.revivefinancial.com.au/articles/rent-vs-buy-dilemma) 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/rent-vs-buy-dilemma#comments-listing) Topics: [Research](https://lanyana.revivefinancial.com.au/articles/tag/research), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt), [buying a house](https://lanyana.revivefinancial.com.au/articles/tag/buying-a-house), [renting a house](https://lanyana.revivefinancial.com.au/articles/tag/renting-a-house), [buying](https://lanyana.revivefinancial.com.au/articles/tag/buying), [renting](https://lanyana.revivefinancial.com.au/articles/tag/renting), [rent vs buy](https://lanyana.revivefinancial.com.au/articles/tag/rent-vs-buy), [Loans Refinancing](https://lanyana.revivefinancial.com.au/articles/tag/loans-refinancing) [![Federal Budget 2021-22 – How Will it Affect Me? | Debt Rescue](https://lanyana.revivefinancial.com.au/hubfs/21-22%20Federal%20Budget.jpg)](https://lanyana.revivefinancial.com.au/articles/federal-budget-2021-2022) May 27, 2021 9:00:00 AM ## [Federal budget 2021-22: How will it affect me?](https://lanyana.revivefinancial.com.au/articles/federal-budget-2021-2022) Josh Frydenberg’s federal budget 2021-22 announcement included many provisions to support Australia’s economic recovery. What does this mean for individuals and SMBs? [Read More](https://lanyana.revivefinancial.com.au/articles/federal-budget-2021-2022) 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/federal-budget-2021-2022#comments-listing) Topics: [Tax Debt](https://lanyana.revivefinancial.com.au/articles/tag/tax-debt), [Director Advice](https://lanyana.revivefinancial.com.au/articles/tag/director-advice), [Business Debt](https://lanyana.revivefinancial.com.au/articles/tag/business-debt), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt), [business support COVID-19](https://lanyana.revivefinancial.com.au/articles/tag/business-support-covid-19), [business tax](https://lanyana.revivefinancial.com.au/articles/tag/business-tax), [business finance](https://lanyana.revivefinancial.com.au/articles/tag/business-finance), [financial support](https://lanyana.revivefinancial.com.au/articles/tag/financial-support), [personal finance](https://lanyana.revivefinancial.com.au/articles/tag/personal-finance), [tax cuts](https://lanyana.revivefinancial.com.au/articles/tag/tax-cuts), [federal budget](https://lanyana.revivefinancial.com.au/articles/tag/federal-budget), [income tax](https://lanyana.revivefinancial.com.au/articles/tag/income-tax), [josh frydenberg](https://lanyana.revivefinancial.com.au/articles/tag/josh-frydenberg), [Debt Management Plans](https://lanyana.revivefinancial.com.au/articles/tag/debt-management-plans) [![Is it better to save or pay off debt? | Debt Rescue](https://lanyana.revivefinancial.com.au/hubfs/Should-I-pay-off-my-debts-or-save-for-retirement-v4.jpg)](https://lanyana.revivefinancial.com.au/articles/is-it-better-save-or-pay-off-debt) Apr 20, 2021 4:24:48 PM ## [Should I pay off debt or save for retirement?](https://lanyana.revivefinancial.com.au/articles/is-it-better-save-or-pay-off-debt) Deciding whether you should save for retirement or pay off debt isn’t easy. Retirement can be costly but so can high interest debts. We’ll help you find the answer.  [Read More](https://lanyana.revivefinancial.com.au/articles/is-it-better-save-or-pay-off-debt) 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/is-it-better-save-or-pay-off-debt#comments-listing) Topics: [Debt Agreements](https://lanyana.revivefinancial.com.au/articles/tag/debt-agreements), [Debt Consolidation](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt), [debt](https://lanyana.revivefinancial.com.au/articles/tag/debt), [debt calculator](https://lanyana.revivefinancial.com.au/articles/tag/debt-calculator), [retirement](https://lanyana.revivefinancial.com.au/articles/tag/retirement), [retirement calculator](https://lanyana.revivefinancial.com.au/articles/tag/retirement-calculator), [pay off debt](https://lanyana.revivefinancial.com.au/articles/tag/pay-off-debt), [pay debt or save](https://lanyana.revivefinancial.com.au/articles/tag/pay-debt-or-save), [Loans Refinancing](https://lanyana.revivefinancial.com.au/articles/tag/loans-refinancing) [Previous](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt/page/1) [All posts](https://lanyana.revivefinancial.com.au/articles/all) [Next](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt/page/3) ## More Articles - Recent Articles - Debt Consolidation - Debt Agreements - Informal Agreements - Debt Relief - Bankruptcy - Budgeting - Business Debt - Credit File - Education - News - Research ### Subscribe Here! ### Get the Latest Debt Free and Budgeting Advice straight to Inbox Free ### Recent Posts ### If you are in too deep with debt, we here to rescue you. 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