debt agreements

Deciding whether you should save for retirement or pay off debt isn’t easy. Retirement can be costly but so can high interest debts. We’ll help you find the answer. 

A Part 9 Debt Agreement discharge is your chance for a fresh financial start. Your debts are repaid, your financial slate is clean and you are in a position to start over.

A Debt Agreement can help get your finances back on track, but it's important to understand what debts are included.

If you are unable to pay off your debts, a Debt Agreement is an affordable option that allows you to reduce your debts and avoid the long-term effects of Bankruptcy. There are two types of Agreements: A Formal Part 9 Debt Agreement (DA) and an Informal Agreement (IA).

Buy-now-pay-later services are the increasingly popular way for Australians to purchase products without paying the full amount upfront. AISC recently investigated the industry and has released a plan to review current buy-now-pay-later services.

Some debt relief solutions in Australia come with consequences and restrictions. If you want to find a debt relief solution to improve your situation you should weigh up the pros and cons of each option. We have provided a summary of Part 9 Debt Agreement consequences.