---
title: Articles | Debt Rescue | Debt Consolidation (2)
description: Debt Consolidation | Debt Rescue specialises in providing expert advice on Bankruptcy, Budgeting, Business Debt, Debt Agreements, Debt Consolidation, Debt Relief, Debtstroyer Agreements, Credit Card Debt and Your Credit File.  (2)
---

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# debt consolidation

[![Credit-Card-Debt](https://lanyana.revivefinancial.com.au/hubfs/Credit-Card-Debt.jpg)](https://lanyana.revivefinancial.com.au/articles/credit-card-crackdown-asic-step-in-to-help-aussies-with-debt)

Aug 23, 2018, 2:01:00 PM

## [Credit Card Crackdown: ASIC Step in to Help Aussies with Debt](https://lanyana.revivefinancial.com.au/articles/credit-card-crackdown-asic-step-in-to-help-aussies-with-debt)

Australia has just hit the $50 billion mark for our national credit card debt, according to ASIC. In the 2016-17 Financial Year, Australians spent an estimated $621 million on interest and fees, and it’s time that someone stepped in and protected hard working struggling Aussies.

[Read More](https://lanyana.revivefinancial.com.au/articles/credit-card-crackdown-asic-step-in-to-help-aussies-with-debt)

 2 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/credit-card-crackdown-asic-step-in-to-help-aussies-with-debt#comments-listing)

 Topics: [Debt Consolidation](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation), [Debt Relief](https://lanyana.revivefinancial.com.au/articles/tag/debt-relief), [Credit Card Debt](https://lanyana.revivefinancial.com.au/articles/tag/credit-card-debt), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt)

[![Debt-Consolidation-Loans-v2](https://lanyana.revivefinancial.com.au/hubfs/Debt-Consolidation-Loans-v2.jpg)](https://lanyana.revivefinancial.com.au/articles/what-is-debt-consolidation)

Jun 18, 2018, 1:11:00 PM

## [What is Debt Consolidation?](https://lanyana.revivefinancial.com.au/articles/what-is-debt-consolidation)

The stress of paying multiple debts can be overwhelming. Debt Consolidation is a way of simplifying your finances if you are struggling to manage your debt repayments or suffering financial hardship.

[Read More](https://lanyana.revivefinancial.com.au/articles/what-is-debt-consolidation)

 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/what-is-debt-consolidation#comments-listing)

 Topics: [Debt Consolidation](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt)

[![Debt-Consolidation-Loans-1](https://lanyana.revivefinancial.com.au/hubfs/Debt-Consolidation-Loans-1.jpg)](https://lanyana.revivefinancial.com.au/articles/debt-consolidation-loans-what-are-they-good-for-and-how-to-apply)

May 16, 2018, 1:33:00 PM

## [Debt Consolidation Loans: What Are They Good For and How to Apply](https://lanyana.revivefinancial.com.au/articles/debt-consolidation-loans-what-are-they-good-for-and-how-to-apply)

A Debt Consolidation Loan is any loan which is large enough to pay out your existing debts. A debt consolidation loan will leave you with one loan, to one lender with a one loan repayment.

[Read More](https://lanyana.revivefinancial.com.au/articles/debt-consolidation-loans-what-are-they-good-for-and-how-to-apply)

 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/debt-consolidation-loans-what-are-they-good-for-and-how-to-apply#comments-listing)

 Topics: [Debt Consolidation](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation)

[![Credit-Card-debt-in-Australia---infographic](https://lanyana.revivefinancial.com.au/hubfs/Credit-Card-debt-in-Australia---infographic.jpg)](https://lanyana.revivefinancial.com.au/articles/credit-card-debt-in-australia-an-infographic)

May 8, 2018, 11:21:00 AM

## [Credit Card Debt in Australia: An Infographic](https://lanyana.revivefinancial.com.au/articles/credit-card-debt-in-australia-an-infographic)

Credit card debt in Australia: 32 billion reasons to cut up your credit card.

[Read More](https://lanyana.revivefinancial.com.au/articles/credit-card-debt-in-australia-an-infographic)

 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/credit-card-debt-in-australia-an-infographic#comments-listing)

 Topics: [Debt Consolidation](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation), [Research](https://lanyana.revivefinancial.com.au/articles/tag/research), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt)

[![What-is-a-Credit-File](https://lanyana.revivefinancial.com.au/hubfs/What-is-a-Credit-File.jpg)](https://lanyana.revivefinancial.com.au/articles/what-is-a-credit-file-and-how-can-i-fix-it)

Apr 14, 2018, 12:11:00 PM

## [What is a Credit File and How Can I Fix it?](https://lanyana.revivefinancial.com.au/articles/what-is-a-credit-file-and-how-can-i-fix-it)

Your credit file is a record of your financial history. It lists a number of applications, transactions and financial details and gives creditors a snapshot of how you handle your money.

[Read More](https://lanyana.revivefinancial.com.au/articles/what-is-a-credit-file-and-how-can-i-fix-it)

 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/what-is-a-credit-file-and-how-can-i-fix-it#comments-listing)

 Topics: [Debt Agreements](https://lanyana.revivefinancial.com.au/articles/tag/debt-agreements), [Debt Consolidation](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation), [Credit File](https://lanyana.revivefinancial.com.au/articles/tag/credit-file), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt), [Debt Management Plans](https://lanyana.revivefinancial.com.au/articles/tag/debt-management-plans)

[![Buy-Now-Pay-Later](https://lanyana.revivefinancial.com.au/hubfs/Buy-Now-Pay-Later.jpg)](https://lanyana.revivefinancial.com.au/articles/the-buy-now-pay-later-online-trend)

Mar 9, 2018, 11:01:00 AM

## [The 'Buy Now, Pay Later' Online Trend](https://lanyana.revivefinancial.com.au/articles/the-buy-now-pay-later-online-trend)

Buy now pay later allows you to defer your payments for up to a year. This lets you purchase and use the product now, but pay for it later giving you time to manage your budget.

[Read More](https://lanyana.revivefinancial.com.au/articles/the-buy-now-pay-later-online-trend)

 0 Comments [Click here to read/write comments](https://lanyana.revivefinancial.com.au/articles/the-buy-now-pay-later-online-trend#comments-listing)

 Topics: [Budgeting](https://lanyana.revivefinancial.com.au/articles/tag/budgeting), [Debt Consolidation](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation), [Personal Debt](https://lanyana.revivefinancial.com.au/articles/tag/personal-debt), [Loans Refinancing](https://lanyana.revivefinancial.com.au/articles/tag/loans-refinancing)

[Previous](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation/page/1) [All posts](https://lanyana.revivefinancial.com.au/articles/all) [Next](https://lanyana.revivefinancial.com.au/articles/tag/debt-consolidation/page/3)

## More Articles

- Recent Articles<https://solutions.debtrescue.com.au/articles>
- Debt Consolidation<https://solutions.debtrescue.com.au/articles/tag/debt-consolidation>
- Debt Agreements<https://solutions.debtrescue.com.au/articles/tag/debt-agreements>
- Informal Agreements<https://solutions.debtrescue.com.au/articles/tag/informal-agreement>
- Debt Relief<https://solutions.debtrescue.com.au/articles/tag/debt-relief>
- Bankruptcy<https://solutions.debtrescue.com.au/articles/tag/bankruptcy>
- Budgeting<https://solutions.debtrescue.com.au/articles/tag/budgeting>
- Business Debt<https://solutions.debtrescue.com.au/articles/tag/business-debt>
- Credit File<https://solutions.debtrescue.com.au/articles/tag/credit-file>
- Education<https://solutions.debtrescue.com.au/articles/tag/education>
- News<https://solutions.debtrescue.com.au/articles/tag/news>
- Research<https://solutions.debtrescue.com.au/articles/tag/research>

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## What Kind of Debts Do You Have?

![](https://debtrescue.com.au/wp-content/uploads/2020/11/Credit-card-icon.png) Credit/Store Card

![](https://debtrescue.com.au/wp-content/uploads/2020/11/Personal-loan-icon.png) Personal Loan

![](https://debtrescue.com.au/wp-content/uploads/2020/11/Pay-day-loan-icon.png) Pay Day Loan

![](https://debtrescue.com.au/wp-content/uploads/2020/11/tax-debt-icon-green.png) Tax Debt

![](https://debtrescue.com.au/wp-content/uploads/2020/11/Unitilties-Icon.png) Utility Bill

![](https://debtrescue.com.au/wp-content/uploads/2020/11/other-icon.png) Other

Please select at least one type of unsecured debt.

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## How Much Money Do You Owe?

$10,000

$1,000

$100,000+

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## Find Out How To Reduce Your Debt

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### Your Last Name

### Your Email

### Your Phone

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