budgeting

Many Australians are in debt and find it stressful, difficult and frustrating. So when you finally decide to buckle down and get out of debt, you want to do it quickly! Unfortunately, there is no quick fix for financial hardship – it takes time, commitment and hard work.

Being a single parent is tough, there’s no way of sugar coating it, men and especially women can be hit hard with financial stress. Many single parents want to turn their financial situations around, with a budget a great starting point.

One of the greatest financial challenges women still face today is that they are earning and retiring with less superannuation than men. According to the 2017 Hilda survey, the average superannuation balance for women at retirement was $230,907, with men retiring with twice this amount.

Buy now pay later allows you to defer your payments for up to a year. This lets you purchase and use the product now, but pay for it later giving you time to manage your budget.

Are you considering an interest free deal? Spending money that you don’t have is a risky game, especially if you don’t know how the process works. We see a lot of interest free deals tempting buyers to make purchases now rather than later.

The Snowball Method is a debt reduction strategy that is used by a lot of people today to manage their overwhelming number of debts. The way it works is, you pay off your debts in order of smallest to largest.